How NHI Works

Once you confirm eligibility for NHI shared-equity homeownership, you will complete the simple NHI application form and visit our partners at the St. Tammany Homeownership Center to pre-qualify for a home mortgage. Experienced counselors will review your financial information and help you determine what price range home you can purchase with the assistance of the community land trust.  While you shop for your dream home you can complete homebuyer training classes.

The NHI land subsidy can be used to purchase an existing house, one under construction. or a new house to be constructed by a homebuilder.

When you have found the right home for you and your family, you apply for the shared-equity mortgage that includes the NHI ground lease agreement for the land.